Serving 3000+ Cross-Border eCommerce Businesses
Ready to start accepting payments but unsure where to begin? Establishing a merchant account is your first step toward secure credit card processing. Payment processors require businesses to operate through a merchant account provider to access their full range of capabilities. By applying for a merchant account with HKgalaxy, you ensure a secure banking channel for processing funds.
Increase Authorization Success Rates
Maximizing authorization success rates is essential for efficient payment processing. HKgalaxy provides advanced tools like automated card updates to keep customer information current and intelligent routing to optimize transaction paths. Our robust fraud detection reduces declines by identifying potentially fraudulent activities. With these features, you can enhance transaction approvals, ensuring smoother payments and increased revenue.
Fraud & Chargeback Prevention
Unfortunately, fraudulent activity is a common challenge in online merchant processing, especially in eCommerce. It compromises the security of your cardholder transactions, incurs significant losses, and can severely damage your merchant account. Common fraud tactics include BIN attacks and card testing. Fortunately, our advanced fraud prevention tools and customizable gateway settings can help. Working with HKgalaxy, we aim to mitigate fraud and chargeback risks. We will collaborate with you to identify how fraud is occurring and develop an action plan to prevent it in the future. Our comprehensive approach to chargeback protection, including chargeback monitoring services and PCI-compliant tools, offers robust defense.
Choose the Right Acquiring Channels
Selecting the appropriate acquiring channels is critical for smooth payment processing. HKgalaxy offers a range of options to match your business needs, ensuring optimal transaction routing and higher approval rates. Our platform supports multiple acquirers, allowing you to choose the best fit for your industry and customer base. By leveraging HKgalaxy’s intelligent routing and comprehensive analytics, you can enhance your payment processing efficiency and maximize your revenue.
